Who we work with
Our clients are unique women at all different life stages (and some very wise men).
Some are juggling their careers with the challenges of family life. Others are on their own, without a partner to rely on financially.
They are usually time-poor, lack money confidence and often come to us feeling stressed, anxious or worried about how life looks financially.
No two stories are the same!
We help women with a variety of issues:
- They're feeling overwhelmed by the burden of debt and can't find a way out
- They're wondering where the money goes week to week and have no savings, even though they have a healthy income
- They have no knowledge or confidence to invest in things they care about
- They want to create wealth and a passive income, but don't know where to start
- They want to buy property but want to know how, as well as the risks and benefits before jumping in
- They'd love to retire, but don't know when or how without making a financial mistake
- They need help in a difficult time to restructure following separation or loss of a loved one
- They want to make wise decisions when managing an inheritance
- They need to manage the ins and outs of the care of their loved ones
- They're overwhelmed trying to decipher what government benefits are available to them, so they don't miss out on their entitlements
Quite simply, they need help from someone they can trust.
Do any of these sound familiar?
If so, welcome, you're in the right place!
We can help! We’ll give you all the care and support you need to make life more simple financially.
So, let's get started.
Learn from the past. Live in the present.
Create the future.
Step 1 - Connect. We have a quick, complimentary chat by phone to make sure we’re a good fit and if we can help you.
Step 2 – Collect. We’ll get together to work through your current situation, identify challenges, explore what’s important to you and brainstorm the things you’d like to achieve.
Step 3 – Create. We’ll work our professional magic by identifying different ways we can help you achieve your financial and lifestyle goals and present strategies to get you on track.
Step 4 – Collaborate. We’ll agree on the optimal strategy, the steps we need to put in place, the timeline we'll commit to and put together a financial plan for you to follow.
Step 5 – Commit. As a team we'll work together to make sure your initial plan is set up, put in any place any strategies, investments and action items to set you up for success.
Step 6 – Customise. We'll be here to help you navigate and optimise the plan as life moves ahead to ensure you stay ahead financially and maximise your opportunities.
When women support each other,
incredible finances happen
Hi, Michelle and Anna here, the founders of WOW
We’re so happy you’ve found us and we can't wait to welcome you on board!
We’ve created Women on Wealth as a full-service, boutique financial planning practice specifically catering to the needs of women.
Our goal is to create a space where you can talk openly and honestly about your hopes, dreams, and fears for the future. A place without judgment, where regardless of your personal starting situation, we can help you make progress financially.
This is your place - where you can learn about and understand money, create your own story and enjoy a financially trouble free life.
So why choose Women on Wealth?
Whether you have a need to look after yourself, your loved ones, your workplace or your community, we understand! We know the challenges of managing everyday life as busy women with multiple obligations.
We feel your need to have certainty and security for the future.
We speak your language.
We also both have financial careers spanning across decades, so you can have complete confidence that we know not only you, but also how to teach you to create magic and confidence with your money now and into the future.
I cannot rave about these girls highly enough. Friendly, Professional, Hardworking, Helpful, Honest, and Driven to get results. Thank you I will certainly be recommending you to everyone I know. Thank you for everything you have done for us.
Facebook review by Andrea C
These girls are all about Empowering us to understand our finances so we can recognize our life goals. Amazing information Thank you girls 'Michelle Mckindlay'. Looking forward to your next workshop.
Facebook review by Karen A
Another amazing experience with Michelle who simply goes above and beyond... Michelle first helped us as a Financial Planner where she really listened to what we needed to feel protected with our personal insurances.
Since then she helped us re-finance our home loan for a much better rate. Recently, she helped us secure lending to purchase a local business. Michelle really did her research to make sure she found the best product to suit our needs. She tenaciously followed up with insurance companies and banks alike to push each process along and was always prompt with keeping us in the loop.
We plan to have her review our finances again and can't recommend her highly enough.
Google ***** by Katrina P
Michelle is an exceptional financial adviser. When you work with her, you feel that you are central to everything Michelle does and she always acts with the highest level of integrity. Her advice is not based on selling your a financial product and her fees are completely transparent. If you are looking for a skilled adviser who can help you grow and protect your wealth then you should give Michelle a call and see for yourself.
Google ***** by Reine C
Michelle is a woman I trust and who knows her profession and is very passionate. She listens to people and asks questions, makes them accountable and keeps them focused. She wants to know your story to be able to give you a tailored advice – just for you.
Facebook review by Rachel D
I understand that for women, specifically widows, seeking professional financial advice for the first time is daunting and risky. Finding oneself suddenly alone leads to anxiety, insecurity and vulnerability. These make the investment process arduous and extremely frightening. Anna has always been very sensitive to my situation. She is professional, empathetic and timely.
Written Testimonial by Patricia S
Anna and Michelle are professional, knowledgeable, friendly and compassionate. I have no hesitation in recommending their services to anyone looking for good financial planners and personal risk insurance.
Google ***** by James B
As an independent woman looking to retire within the next decade or sooner if possible and wanting a financial strategy to cover unforeseen life circumstances such as redundancy, illness or fulltime caring of a parent, I felt somewhat overwhelmed by the complicated world of superannuation and the ever-changing associated legislation. When I met Michelle McKindlay she took time to listen to my story and concerns and to appreciate my situation.
With Michelle’s knowledge, experience and comprehension of my needs she has provided options to support my goals and has been patient in assisting me with understanding my financial position. This approach has provided me with a level of comfort that with Michelle’s guidance and advice I’m preparing appropriately for my life ahead.
Written Testimonial by Anne B
Extremely knowledgeable WOW ladies who know financial matters we all need to know in a fun and interesting way. Michelle is outstanding teacher.
Facebook review by Toula S
Professional with integrity, Anna & Michelle provided us with exceptional service & care, along with consistent patience to all our concerns. Confidence with all our financial affairs.
Facebook review by Nicole H
“I highly recommend Anna Johnston as a financial advisor. From the start, she took her time understanding my situation, explaining all the options in detail in a very caring and transparent way and followed through. I felt really comfortable working with her. She looked after my best interests and was very accommodating .
Previous to meeting her, I had inquired with two other financial advisors and I did not feel they were giving me all the answers but as soon as I met Anna I know she was the right person that I could rely on to have it done the right way and she went the extra mile”
Thanks again for all your help and will certainly come to you for future advice.
Written Testimonial by Client
Thanks Michelle & Ana for you fantastic service and trustworthy advice!
Google ***** by Sarah W
Michelle is AMAZING! I am a young, female, professional and in the past I have found that some advisors have been dismissive and uninterested in me. Not Michelle, she sees my value and has helped me so much already with managing my finances and looking at my overall financial position now and into the future to shape a plan that sees me building wealth (and protection for my wealth) as I get older, as well as allowing me to still have fun and enjoy my life now, which is exactly what I needed (but didn't necessarily know that I needed it). I recommend Michelle and the team to anyone who will listen.
Google ***** by Sidnee J
Nimble and professional, WOW assists across the range of needs and offers most up to date advice. Honest, reliable and proactive, this is your one stop for advice, protection and investment. Since moving away from the large firm, my affairs are finally in order and I feel safe and secure when I think about my future. Thank you WOW.
Google ***** by Daria K
I had long needed the assistance of a financial advisor but hadn’t taken steps in that direction. The old adage of “good things come to those who wait” is true, and proved to be so in these circumstances. It was, and is, a pleasure to meet with her. I found her to be of warm, friendly, personable and professional disposition. She is a good listener and communicator and very thorough with her clients circumstances investigation without being too intrusive.
I could feel her will and want, to be the very best she could possibly be for a client, in this case me, as that is her specialized commitment to her job. Michelle exceeded expectations in all areas… Because of her work ethic, experience, knowledge and client care, I have placed absolute confidence in her ability and judgement, to deliver to me the results I need and require during my retirement years.
To finish I would like to say that it is an absolute pleasure to work with her, and I do recommend her to family, friends and any other associates who would enquire about help in her sphere of work. She displayed and displays, an absolute love of the job she does , with her enthusiasm, professionalism and conscientiousness being paramount.
Written Testimonial by Roger S
Michelle has been amazing in assisting us arrange our self managed super fund, and offered great advice theough the process of finding and securing property. It has never been about selling us a product, but assisting us achieve the best outcome for our future. I would highlu recommend Michelle & the team at Women on Wealth!
Google ***** by Erin R
Anna Johnston has been my Financial Planner for many years. She has always acted with professionalism and integrity. She will always go the extra mile and I can not thank her enough for all that she has done for me.
Google ***** by Maria J
Brilliant, kind and professional ladies who explained everything we needed to know and more. Thank you so much for making a daunting process easy and I am so grateful that everything was done with a friendly smile.
Facebook review by Marnie R
Working with Michelle from Women on Wealth has been nothing but professional, concise and supportive. Michelle helped me at a time when others had caused a financial situation that was supposed to be the first in my wealth creation journey become a burden and emotional stress. Michelle was very clear on what was required and assisted me with lists, follow ups and guidelines on what was needed to finally take the first step. I would encourage anyone wishing to increase their financial independence to contact the team at Women on Wealth.
Google ***** by Cedar T.
After much dodgy 'advice' from supposedly independent Financial Planners rather forcibly pushing investments attached to bank products, I was blessed to luck on Anna Johnston - Director of Women on Wealth. Professional advice with honesty and integrity and tailored to suit MY situation. Absolutely 100% highly recommended for making me feel safe.
Written Testimonial by Helena J
You don't know how relieved I am to pay off our mortgage and I couldn't have done it without Anna and her team. Thank you for all your hard work and for being so patient with me. We are really grateful for your assistance.
Written Testimonial Jeannette B
recently have had my life insurance and super reviewed and changed over with Michelle at Woman on Wealth and could not be happier with the service I received. Highly recommended.
Google ***** by Mitch E
I wanted to say Thank you to Anna for all your help with my paperwork and the advice you gave me. It was a pleasure dealing with you and your firm. I will recommend you to others. Thank you again.
Written Testimonial by Ana G
We've been seeing Michelle and her team for about 5 years now and are very happy with their service. Michelle listens to our plans and thoughts then makes good suggestions for both financial planning and insurances. Educated, friendly and honest advice.
Google ***** by Travis N
Michelle is awesome, to put it simply she goes above and beyond. She is tenacious and really knows her industry. Michelle first helped my wife and I as a Financial Planner where she really listened to what we needed to feel protected with our personal insurances. Since then she helped us re-finance our home loan for a much better rate. Recently, she helped us secure lending to purchase a local business. While the process had a few hurdles, due to one particular lender, Michelle went above and beyond to secure us the finance and a better package than what was originally offered.
Michelle is always prompt with updating us and we cannot speak highly enough of her.
Google ***** by Tim P
Anna's professionalism and and positivity is second to none. She has always been prompt with her support and guidance. I highly value her sensitivity and understanding.
Written Testimonial by N Singh
I cannot recommend these ladies enough.
Their time and effort in helping me achieve financial freedom was second to none.
It is also worth noting that I was/am dealing with some very sensitive issues.
The care, compassion and professional standards that Michelle and her team had, really made us feel at ease.
An amazing job, Women On Wealth Team!!
Facebook review by Nikki C
Anna, I would NEVER have taken this new opportunity without you putting my life back on the rails last year. Thanks again.
Written Testimonial P G
Full 5 stars from me. The process of buying a property is a daunting process for anyone with no experience or knowledge of the process. Michelle was a God send during this process for me, she guided me through the whole process. Her advice before starting the journey was invaluable and advised on being realistic on what I could afford in the first place. She listened to me, is tenacious, went above and beyond in getting me the best loan product. Michelle was prompt in communicating with me and it made a huge difference in the whole process. I will definitely continue to use her services in future and recommend her to anyone 100%.
Written Testimonial by K.M.
Budgeting & Saving
Buying your first Home
Growing your Superannuation
Investing in Property
Paying off your Debt
Growing Passive Income
Self Managed SuperFunds
Retirement Income Streams
Buying or Selling Business
Saving for Kids or Grandkids
Estate Planning Arrangements
Aged Care Advice
When I was 5 years old, I wanted to be Wonder Woman when I grew up and make the world a better place. Thankfully my life is not as dangerous as Wonder Woman's... but it certainly still feels action packed!
Like a lot of today’s women, I have a super busy schedule running a family and a business, as well as finding ways to be involved in our community.
I have a love of learning and am always looking for ways to improve my skills. I hold a Masters degree in Financial Planning, as well as a Diploma of Finance & Mortgage Broking Management.
My work passion is making something complex on the outside into something easy on the inside. I love working through financial challenges and creating amazing solutions that have the power to change my clients lives!
Outside of work I love the great outdoors. My heart is happy when I'm spending time with my husband, kids and doggies! We enjoy camping, 4x4 adventures, bike-riding, AFL and lazy days on the water. This helps recharge and reinvigorate me after a busy week at the office.
BComm, ADFP, CFP
I spent my childhood dreaming of being a sophisticated air hostess and visiting exotic locations.
Things didn’t quite go according to plan, however I get great joy and satisfaction in making those exotic locations a reality for many clients in their lifestyle planning! After all, my philosophy is that money should be a source of comfort, rather than a source of stress.
I do treat myself to some beautiful trips along the way too, because like many of the women I work with as clients, work life balance is a personal priority.
I hold the internationally recognized Certified Financial Planner designation, an accomplishment I'm incredibly proud of given the challenges of being a busy mum whilst studying. I also hold a Bachelor of Commerce and Advanced Diploma in Financial Planning.
I enjoy reading, bushwalking, yoga and I'm a proud soccer Mum. More recently, I've also found a new passion in sculpting to enjoy mother-daughter time with my youngest bundle of joy.
Bachelor of Commerce
My first aspiration was to become one of the Backstreet Boys (Howie, if I could) at the age of 7.
My millennium dream took a different path as my skill for vocal chords was sorely lacking.
Fast forward to today and instead I'm here to help people with the uncertainty of Insurance and Superannuation. There is a ubiquitous feeling that everyone just wants a kind of assurance that they are making better decisions about their financial independence and retirement.
I manage the ‘behind the scenes’ documentation and implementation. I must confess that I do love problem-solving and keeping my eye on the details. My favourite part of the job is using the skills of critical thinking and research I learned from university, which were invaluable.
Outside of work I am truly lucky to spend time with my sagacious and stunning partner and her two inquisitive, intelligent daughters. I am usually their sounding board. I also write stuff, train with weights and sing abysmal renditions of Backstreet Boys.
Tela Savage Bessant
Certificate III Business Administration
When I was 10 years old, I wanted to be a marine biologist when I grew up.
Now, rather than studying organisms and sea creatures, I'm helping our advisers research superannuation funds and investments!
I enjoy the analytical side of my job. I'm often told that I have a great eye for detail and having a naturally patient personality, the advisers often involve me in some of the more intricate tasks of the office.
During my time at WOW, I've embraced learning - every day seems to present me with something new! I've been able to combine this with the expertise I gained in my Certificates of Information Technology and Business Administration to keep the office running smoothly.
On a personal front, family and friends are super important to me, none more so than my beautiful son. My other personal passion is reading. It's my way to relax and have some "me" time in an otherwise busy schedule... I'm a self-confessed book worm!
What is financial planning?
Do I need financial advice?
How do I get started?
Do you deal only with female clients?
How difficult will it be for me to put your advice into action?
Will I be passed around from person to person?
What are your qualifications?
Do I need to invest with a particular institution?
What is the cost?
How do I pay your professional fees?
Women on Wealth Pty Ltd, ABN20608228440 is an Authorised Representative of Michanna Wealth Pty Ltd, Australian Financial Services Licensee 524015
General Advice Warning
Any advice contained in this website is of a general nature only and does not take into account the objectives, financial situation or needs of any particular person. Therefore, before making any decision, you should consider the appropriateness of the advice in regard to those matters.
Shop 2, 58 Railway St, Mudgeeraba Qld 4213
PO Box 207, Mudgeeraba Qld 4213
1300 WOWEALTH (1300 969 325)